Focus on small changes in various budget categories to saving money on a tight budget.. This means spending decisions add to the amount, but you could make smaller changes to your spending budget. In other words, the money reclaimed from lunches can often add up quickly.  Similar applies to brewing coffee instead of going to

The best way to stay motivated despite budget challenges is to visually track your progress. You already know from time you’ve spent on The Budgeting Life that creating and sticking to a budget is one of the biggest keys to achieving financial freedom and success. Getting your budget just right requires a lot of preparation,

It never was an easier time to start your own company. With a little thought and crafting, you can find many diy business ideas to develop your interests into a product that will sell.  Below we look at the advantages of starting a DIY business and some of the great ideas on the market.  What

Affordability calculators often use it as a default assumption to determine to budget for your first apartment? Mortgage lenders have adopted it as a qualification ratio when approving you for a loan, and private landlords often require tenants’ annual salaries to be at least three times the monthly rent. How Much Rent Should You Pay?

How to buy groceries on a budget The idea behind a price book is develop your ability to detect sales patterns that can lead toward purchasing groceries on a budget. A price book is simply a little notebook that a person uses to note down what they commonly buy and the lowest price for each