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When every dollar counts, finding practical ways to manage your finances becomes essential, not optional. I understand the daily stress of making ends meet on a limited income—the constant mental math at the grocery store, the anxiety when unexpected expenses arise, and the frustration of advice that doesn’t account for your reality. But here’s the

TBL
June 2, 2025

When you think about what’s important in life, what comes to mind? For many people, the answer is money. But is money everything? This may be a difficult thing to accept, especially if you are someone who is always chasing after the almighty dollar.  There are many other things in life that are important, and

TBL
January 8, 2024

When you’re first creating a budget for rent, there are lots of things to consider. You’ll have all your necessary bills, of course: phone, electricity, car insurance, gas, and food. Then you’ll have other expenses, both expected and unexpected, come up, such as medical bills, car maintenance. And of course, you’ll want to have some

TBL
November 20, 2023

This offers simple guidance, yet it’s not always simple to adhere to, especially during an economic crisis when we grapple with what to do with money and the uncertainty of our family’s grocery budget for the month. Also whether there’ll be anything left over after paying off credit card bills on time each year (which

TBL
November 13, 2023

Budgeting for Self Improvement In today’s rapidly evolving world, self improvement and continuous education have become vital components of a successful and fulfilling life. Gone are the days when learning was confined to formal education institutions.  Now, opportunities to grow and improve ourselves are abundant, ranging from online courses, workshops, conferences, to self-help resources.  However,

TBL
October 17, 2023

Understanding the three types of income As we age, we begin to see different types of income available from various sources. Those various forms can actually improve your life satisfaction and reduce your financial worries.  There are three types of income the most basic income we usually know about growing up was that of a

TBL
October 17, 2023