Therefore, it’s perhaps more important than ever to learn how to make a budget in order to help you ensure that all your expenses are covered, and that you are able to pay off debts, build savings, and perhaps have a little extra set aside for a few “wants! Every day it seems like our

Sticking To A Budget You know that sticking to a budget is good for you and your family, but actually doing it can be really hard. According to a study by the National Bureau of Economic Research, Americans are saving at an all time low. Only about 5% of people have enough savings to cover